7592 N. La Cholla Blvd. • Tucson, AZ 85741

Personal Injury Claims and Insurance: 5 Essential Things to Know

March 13, 2023

Personal injury claims and auto insurers/insurance companies are complicated.  Understanding these complexities is critical to ensuring you are awarded fair and just compensation for your injuries and damages. Never, ever, assume that any insurance company and/or its claim adjusters will have your best interest in mind.

Insurance Companies do NOT care about you or your injuries. Insurance Companies care about maximizing their OWN profits by frustrating you: hoping to make you and your claim go away or settle for pennies on the dollar. Do not be fooled. Call the Attorney In YOUR Corner, Jeff GOULD Law NOW not later.   help you focus on healing and being well ‐ while we stand up for your rights and MAXIMIZE RECOVERY for your DAMAGES. 

Attorney Jeff Gould’s prior work included many years gaining insight and knowledge as Insurance Defense Counsel for the top five U.S. Auto Insurers.  This experience has given him a thorough understanding of personal injury claims and insurance from the inside.  At Jeff GOULD Law, we allow you to focus on healing and being well ‐ while we stand up for your rights and MAXIMIZE RECOVERY for your DAMAGES.

Personal Injury Claims and Insurance

Here are five essential things to know about your personal injury claims and how it may be handled by most U.S. auto insurers and their adjusters… 

1: Trusting Insurance Companies

Personal injury claims and insurance companies are like oil and water because the insurance companies are interested in maximizing their profits, which means negating or minimizing your settlement. They use tactics to frustrate or intimidate you into settling for pennies on the dollar. It is crucial to remember that their priorities do not include taking care of your best interests, no matter what their website, their adjusters, or their cute/witty TV commercials may claim. 

This is one of the many reasons that injured individuals hir injury attorneys: We will aggressively represent you and your best interests seeking MAXIMUM COMPENSATION for your injury and damages through negotiated claim settlements and maximized judgments.

2: Accident Reporting

If you fail to report an accident to the proper authorities, an insurance company may try to use this against you. They can say the accident did not happen as you said, or even that it never happened. 

You should report incidents that result in injury and property damage to the police. This will create an official record of the event, which will be important later on. You may also need to report the incident to property or business owners, employers, etc, depending on the situation, and gather the names and contact information of any witnesses. 

3: Guilt & Injury Statements

The aftermath of an accident can be a confusing time. Adrenaline, stress, and other factors can cloud your perception or judgment of an incident. It is important to remember that you should not admit guilt, including apologies, as that can be construed as an admission of fault.

Similarly, do not say you weren’t injured in the accident. The same adrenaline and stress that can cloud your judgment may also mask the severity of injuries you’ve sustained. It is important not to say that you weren’t injured and not to postpone seeking a medical professional’s assessment.

4: Hiding Pre-Existing Injuries

Some people feel they must hide pre-existing injuries, which is a mistake. It will be crucial for your legal representation to know your medical history before they have to deal with the insurance company so they can prepare adequately. 

It is a common tactic for insurance companies to try and claim that your pre-existing issues are responsible for your injuries rather than the accident that caused them. Giving your lawyer the appropriate information ahead of time will help them counter this tactic.

5: Delaying Legal Action

Waiting too long to make your personal injury claim can mean your case falls outside the statute of limitations. The statute of limitations for personal injury claims in the state of Arizona is two (2) years, but you want to get your case going as soon as possible. Personal injury claims and insurance are complicated, and overlooking something like the statute of limitations can mean you have no case at all. This is why you want to call Jeff GOULD Law as soon as possible!

At Jeff GOULD Law, we have been navigating our clients’ personal injury claims against any and all insurance companies for over 25 years. We have the experience and compassion to handle your personal injury case with the utmost professionalism and will aggressively pursue MAXIMUM COMPENSATION for your injury, damages, lost wages, pain and suffering and more.   As we proudly state on our website: NO recovery / NO fee!

When you find yourself injured and dealing with insurance companies, you need Jeff GOULD Law: The Attorney In YOUR Corner.  Contact us TODAY!

DISCLAIMER: The information on this blog/site is NOT, nor is it intended to be, legal advice.  It is for general informational use only. You should consult an attorney for advice regarding your individual situation. Further, this information does not create an attorney-client relationship.

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7592 N. La Cholla Blvd. Tucson, AZ 85741
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